Insurance Litigation

When the Insurer Says “No” – Our Job Begins

Defendants commonly neglect to consider their insurance policies as a source to fund expensive litigation.  When they do seek coverage, insurers may try to avoid fulfilling their obligations for compensation.  At Lurie, Zepeda, Schmalz, Hogan & Martin, we research your insurance coverage when developing a strategy for your litigation.  We analyze the often complex wording of insurance policies to determine whether your coverage can offset the costs of defense and assist in the claim process.  Our experience representing major insurance companies on coverage-related matters means we are familiar with their handling and denial of claims, including refusal to pay a reasonable settlement.

Our strategies related to insurance coverage and litigation include:

Sued insurance company for bad faith and breach of insurance contract for refusing to contribute to settlement of very high profile wrongful death and personal injury case resulting from an explosion in an apartment complex caused, in part, from glycerine in the fire suppression system.  Insured contractor had settled without insurer’s consent because, although insurer was defending insured against plaintiffs’ case, it had failed and refused to defend or indemnify indemnity claims by other parties, leaving insured in untenable position.  Settled case at early mediation.